According to Microsoft's new Terms of Services agreement, you could get banned for "offensive language," resulting in the termination of your Gold Membership and/or any Microsoft account balances. The changes go into effect on May 1. CSO Online reports: [I]f you and a significant other are getting hot and heavy via Skype, you better watch your language and any nudity because that, too, can get you banned. The ban hammer could also fall if Cortana is listening at the wrong moment or if documents and files hosted on Microsoft services violate Microsoft's amended terms. But how would Microsoft even know if you had truly been "offensive?" Well, that part falls under Code of Conduct Enforcement, which states, "When investigating alleged violations of these Terms, Microsoft reserves the right to review Your Content in order to resolve the issue." Microsoft did add, "However, we cannot monitor the entire Services and make no attempt to do so." I'm not sure that will make you feel better, as another portion states that Microsoft "may also block delivery of a communication (like email, file sharing or instant message) to or from the Services in an effort to enforce these Terms or we may remove or refuse to publish Your Content for any reason."